At DMI, we understand that Worker's Compensation Board (WCB) premiums are more than just a line item – they're significant operational expense that can directly affect your bottom line.
What many Canadian organizations don't realize is that some costs applied to their account may not be justified. That's where our WCB support services come in.
Our specialists review costly claims, ensure they've been managed correctly, and if errors or omissions are uncovered, we file appeals on your behalf. The result? Lower premiums, reduced surcharges, and in some cases, eliminated claim costs.
From Surcharge to Discount: A Non-Profit's Success Story
A non-profit client was originally assigned a WCB rate $5.77, which included a 1.3% surcharge – putting their costs above their industry peers.
After three consecutive successful WCB appeals led by DMI, their rate was reduced to $5.54, now reflecting a 2.8% discount.
Annual Impact:
- Payroll: just under $30 million
- Premium savings: $65,000 every year
This demonstrates how even a modest WCB rate reduction can deliver substantial long-term savings for employers.
Expertise That Pays Off: WSIB Appeals in Ontario
In Ontario, DMI delivered exceptional results for another client through WSIB appeals.
- Two claims were fully overturned
- Associated loss of earnings costs—over $450,000—were eliminated
This case shows how expert intervention in WSIB appeals can directly protect your organization's financial health.
Why Employers Choose DMI for Appeals
When it comes to navigating provincial workers' compensation systems, experience matters. DMI provides:
- A proven track record of successful WCB and WSIB appeals
- Deep expertise across Canada's compensation frameworks
- A strategic approach that maximizes savings while reducing employer risk
Could You Be Overpaying?
If you're unsure whether your current WCB or WSIB rates are warranted, let our experts take a closer look. The savings could be more significant than you think.
Contact DMI today to explore support for your organization.
Q & A
Q: How can WCB appeals reduce employer premiums?
A: By reviewing claims for accuracy and appealing costs that may be unjustified, employers can sometimes reduce their experience rating. This may lower premiums and surcharges, depending on the claim outcome and jurisdiction.
Q: What is WCB/WSIB appeal support?
A: Each province has its own workers' compensation board (WCB). In Ontario, it's called the Workplace Safety and Insurance Board (WSIB). Employers can appeal claim decisions that they believe are incorrect or unfairly impacting their premiums. With knowledgeable support, appeals may lead to adjustments that reduce costs.
Q: Who benefits most from appeal services?
A: Employers with high payrolls, frequent and/or high-cost claims, or whose rates are in surcharges – regardless of province – are often the ones who see the greatest impact from effective appeal services.
