Let’s be real – turn on the news lately, and it feels like we’re all riding an economic rollercoaster. With talk of recessions, rising costs, and shifting markets, businesses everywhere are looking for ways to trim expenses and stay agile. But there’s one thing you really shouldn’t sideline: your disability management program.  

Why? Because when the economy dips, disability claims tend to rise – and they stick around longer. That means high costs, more stress, and fewer people on the job just when you need them most.  

The Real Impact of a Recession 

Recessions don’t just mess with markets, they affect people. Job uncertainty, financial stress, and tighter household budgets can all take a toll on mental and physical health. Anxiety, burnout, and chronic conditions tend to spike, just as companies are trying to do more with fewer resources.  

But here’s the upside: A strong, proactive approach to disability management can help you support your employees while keeping your business on steady ground.  

How to Recession-Proof Your Workforce 

Focus on Prevention  

The best claims are the ones you never have to make. Proactive health and safety programs help stop injuries before they happen. But your real frontline defense? Your managers. When they’re trained to spot the signs that someone’s struggling—and know how to respond with the right support or accommodations—they can help prevent a leave before it starts.  

Employees feel supported. You reduce disruption. Everybody wins. 

Keep Benefits Top of Mind 

If your benefits program is a “set it and forget it” moment, it’s time for a refresh. Employees need regular reminders – not just what support is available, but how to access it. That includes your disability management resources. When people know where to turn, they’re more likely to act early – and that makes all the difference.  

Tap into the Right Expertise 

Managing disability claims isn’t always straightforward. Cases can quickly become complex, and costs can escalate fast. That’s where DMI comes in. We help businesses navigate tricky situations, reduce claims durations, and sport opportunities for savings. Just recently, we saved a client almost $250,000 in a single claim. Imagine the impact across your whole program.  

We’re In This Together 

Challenging times call for smart decisions – and disability management is one of them. Investing in the right support helps you protect your team, your culture, and your company’s future.  

Want to talk about how DMI can help? We’re here when you’re ready.